• Credit lines are available from $500,000 to $5,000,000.
• Advance of 55% to 90% based on consumer credit and terms
• Minimum interest rate of Prime + 4.5% 
• Minimun weighted average FICO credit score of 600.
• Must maintain a 1.2% interest coverage ratio.
• Advance fee of 1% of the funded amount.
• Release processing fee of 1% for each loan removed from the line.
• Monthly servicing fee of $10.00 per loan.
• Consumer credit decisions received within 24 hours.
• Funding within 48 hours of receipt of complete documentation.
• Evidence of compliance with all applicable statutes and regulations required; including but not limited toTruth-In-Lending and the Inter-State Land Sales Full Disclosure Act.
• Collateral Loan Eligibility
        -Deeds of trust, mortgages, land contracts
        -Secured by residental or recreational land
        -Maximum individual loan size of $100,000
        -Terms up to 360 months
        -No seasoning required
        -5% minimum paid in equity (waived-12 months seasoning)
        -No appraisals are necessary   

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